Borrowers

The people loans are made to. A borrower is identified by a country-tagged national id (a kennitala is one form) and carries display name and contact details.

Borrowers are created on demand — when a loan is originated through the Partner API, the borrower is upserted by national id, so partners never need to track Loanly's internal ids. Opening a borrower shows their profile and the loans booked against them.